Equity release is an increasingly used tool by the over 55’s. It can be used to partly fund a new home purchase, raise capital to gift to the family or make aspirational purchases, provide a regular income to improve the standard of living or release wealth for inheritance tax planning.

Alexander Calder is a strong supporter of S.H.I.P, an industry wide standard of terms and conditions that gives a no-negative equity guarantee to customers. This means that if you were to live to 120 and the housing market was to crash in value the debt on a lifetime mortgage would be cleared in full by the sale of the property.

Alexander Calder’s advisers are qualified to advise on the entire range of equity release products in the home reversion and lifetime mortgage market.

Acting for your best interests we can find the most appropriate product to your needs, whether it is for a large capital sum released all up front, a regular income, a facility to drawdown funds from a pre-agreed reserve or a mixture of all three.

Equity release is a powerful tool that can make significant changes to a homeowners financial circumstances. To see if it is the right option for you call today, to arrange a free initial consultation.