Home arrow Areas of Advice arrow For the Individual New arrow Investments arrow ISA's & PEP's
ISA's & PEP's

These are investments that can grow free from capital gains tax and allow you to draw an income from them that is also tax free.

Each individual over 18 years old is currently allowed to invest £7,000 into an ISA within the financial year.

This can be done using either:

  • A Maxi ISA, where the whole £7,000 is invested in equities or Unit Trusts or OEIC’s.

Or

  • A Mini Cash ISA which can receive £3,000 in cash and in effect acts as a tax free bank account, and a Mini Equity ISA, that can receive £4,000 that is invested in equities or Unit Trusts or OEIC’s.

To talk to an adviser about ISA’s and PEP’s, click here . 
 

The value of your investments and any income from them can fall as well as rise and investors may not get back the amounts invested. Past performance is not a guide to future returns. Some products arising from the advice may not be regulated by the Financial Services Authority.